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The Origin Story

Naomi Parham, Founder

My financial journey started with the desire to be “rich” from a young age. However, I lacked personal financial knowledge which eventually led me to being in over six figures worth of student loan debt. I didn’t have a good foundation for how finances worked aside from saving as much money in the bank as possible. In college, I sought out different roles in the financial industry where I could be trained to understand finance. Today, I have an effective budget, paid off over $100k in debt, and started investing for my long term goals such as retirement even as I still enjoyed traveling the world and spending time with loved ones. 

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I started my coaching business because working as a financial consultant over the last 4 years exposed me to the lack of financial literacy many people experience as they approach their retirement years. This often resulted in being unprepared and in some cases unable to retire due to lack of planning in their younger years. In addition, I recognize many people do not know the financial tools that would help them enjoy their lives as they progress on their financial journey.

 

We can all live fulfilling lives and work towards our long-term financial goals. But getting there takes more than just financial knowledge: it requires changing behaviors, developing systems and prioritizing financial action steps. That's where I come in. As a financial coach my objectives and responsibilities are to help you reach your goals. I do not offer or sell any financial products as part of my coaching role; I am 100% loyal to you and your best interests. 

Milestones

2015

Bank of America

Bank Teller in Prince George's County, Maryland.

2016

Federal Reserve Board

Audit intern at the Office of Inspector General in Washington DC.

2017

JPMorgan Chase & Co.

Summer Analyst with Private Wealth Management Team in New York City.

2018

Howard University

Bachelor of Business Administration in Finance, magna cum laude

2019

Lazard Asset Management

Marketing and Sales Division with the Financial Institutions Group in New York City.

2020

Fidelity Investments

Planning Consultant in the Washington DC Investor Center. Became a CERTIFIED FINANCIAL PLANNER™ professional in 2023.

2024

Wealth with Wisdom, LLC

Now empowering the community by providing them with access to high-quality financial coaching services to develop their skills and knowledge needed to live intentional lives by using money as a resource and tool.

What is Financial Coaching

A financial coach is a professional who provides personalized guidance to individuals seeking to improve their financial well-being. Unlike traditional financial advisors, coaches focus on a holistic approach, addressing various aspects of personal finance such as budgeting, debt management, and goal setting. They offer education and support to empower clients in making informed decisions and cultivating healthier financial habits. Through regular check-ins and tailored strategies, financial coaches aim to help clients achieve financial freedom and long-term success.

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